Topstep
futures · established 2012
93
current PropVitals score
out of 100
Longest-running futures funded program. Publishes its own funnel: in 2025, 33.3% of funded individuals received a payout.
This score was last reviewed .
How this score is built
93/100 · Healthy · evidence coverage 61%
Score as of 6 October 2026 (rubric v1.4)
Categories
| Category | Weight | Subtotal |
|---|---|---|
| Payout record and proof | 40 | 96 |
| Trust, longevity and transparency | 25 | 100 |
| Rule friendliness for traders | 20 | 100 |
| Price and value | 10 | 54 |
| Platform and payout methods | 5 | 100 |
Criteria
| ID | Criterion | Weight | Points | Note | Sources | As of |
|---|---|---|---|---|---|---|
| P1 | Independent payout verification | 15 | Unknown (not counted) | Unknown (since v1.3): checked in payout-evidence review, no positive independent evidence (v1.0 note: 'Pay through conventional rails'; Proof of Payout cards are firm-issued, not independent.) | PropVitals guide: Prop firms that actually paid (payout evidence review) | 2026-09-21 |
| P2 | Payout incidents | 15 | 100 | No payout pause or denial pattern recorded in PropVitals' review. | PropVitals guide: Prop firms that actually paid (payout evidence review) | 2026-09-21 |
| P3 | Published payout total | 5 | 100 | '$1.4B+' cumulative on topstep.com (self-reported). | topstep.com, PropVitals guide: Prop firms that actually paid (payout evidence review) | 2026-09-21 |
| P4 | Payout cadence | 5 | 80 | Standard path: payout after 5 winning days of $150+; Consistency path after 3 trading days. | Topstep Help Center (Payout Policy, 2025 statistics) | 2026-10-05 |
| T2 | Legal entity disclosed | 8 | Unknown (not counted) | Legal entity not documented in our sources. | 2026-10-06 | |
| T3 | Published funnel | 11 | 100 | 2025 funnel: 16.8% of Combines completed; 33.3% of funded individuals received a payout. | Topstep Help Center (Payout Policy, 2025 statistics), topstep.com | 2026-10-05 |
| T5 | Operating status | 6 | 100 | Help Center reachable, read 5 Oct 2026. | Topstep Help Center (Payout Policy, 2025 statistics) | 2026-10-05 |
| R1 | Daily loss limit | 5 | 100 | Daily loss limit 'optional (opt-in)' on the Combine (PropDataLab, third-party, verified 26 Aug; cross-checked on topstep.com 21 Sep 2026). | topstep.com, PropVitals guide: Apex vs Topstep 2026 | 2026-09-21 |
| R2 | Consistency rule at the funded/payout stage | 5 | 100 | Express Funded Standard path: no consistency rule. | Topstep Help Center (Payout Policy, 2025 statistics), PropVitals guide: Consistency rules compared 2026 | 2026-10-05 |
| R3 | News trading on funded accounts | 4 | Unknown (not counted) | News rule not documented. | 2026-10-06 | |
| R4 | Evaluation time limit | 3 | Unknown (not counted) | Time limit not documented (monthly subscription). | 2026-10-06 | |
| R5 | Minimum trading days to pass | 3 | Unknown (not counted) | Combine minimum days not documented. | 2026-10-06 | |
| V1 | Cost per $1,000 of loss allowance | 5 | 60 | $50K Combine $49/month + $149 activation = $198 / $2,000 max loss = $99 per $1,000 (PropDataLab, third-party; cross-checked on topstep.com 21 Sep 2026). | topstep.com, PropVitals guide: Apex vs Topstep 2026 | 2026-09-21 |
| V2 | Fee refund | 3 | Unknown (not counted) | Fee refund not documented. | 2026-10-06 | |
| V3 | Fee model | 2 | 40 | Combine billed monthly until you pass (cross-checked on topstep.com 21 Sep 2026). | topstep.com, PropVitals guide: Apex vs Topstep 2026 | 2026-09-21 |
| X1 | Trading platform choice | 3 | Unknown (not counted) | Platforms not documented. | 2026-10-06 | |
| X2 | Payout methods | 2 | 100 | Pays by Aeropay, ACH, Wise and wire (Payout Policy). | Topstep Help Center (Payout Policy, 2025 statistics), PropVitals guide: How to check a payout screenshot | 2026-10-05 |
What we're watching
- → Two Express Funded paths with different payout rules
- → Long track record
Payout rules at a glance
- Speed: Standard path: after 5 winning days of $150+. Consistency path: after 3 trading days
- Minimum: Not confirmed
- Split: 90/10 for signups after 12 Jan 2026
Checked 2026-10-05 against the firm's own pages. Full row with sources.
Guides that cover Topstep
Rules we have sourced
Important: Scores reflect publicly observable signals at the time of last update (2026-10-06). They are not financial advice. Always verify recent payout proof and run your own due diligence before depositing funds.
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